Marketplace Health
Compare Marketplace plans and see if you qualify for savings.
Explore Marketplace →
Independent Insurance Brokerage
More options.
One place to start.
Health insurance doesn’t have to be complicated. Compare Marketplace and private coverage with a broker who helps you understand your options and find what actually fits.
Marketplace•Private Health•Supplemental Coverage•Life
Coverage options from leading carriers
Independent Guidance
Recommendations based on your needs
More Ways to Compare
Marketplace and private options
Personal Support
Help understanding the details
Here After Enrollment
Support when questions come up
Coverage built around you
More ways to protect what matters, all in one place.
Private Health
Explore private coverage options based on your needs, budget, and eligibility.
Explore Private Health →Supplemental Coverage
Dental, vision, accident, critical illness, hospital and other supplemental options.
Explore Supplemental →Life Insurance
Coverage designed to help protect the people who depend on you.
Explore Life Insurance →Not sure where to start?
One short conversation is usually enough to narrow it down.
How it works
Three steps, no guesswork
01
Tell us what matters
Doctors, prescriptions, budget, and the year ahead.
02
See real options side by side
We compare your options and explain the differences clearly.
03
Enroll with support
We handle paperwork and stay reachable after enrollment.
Who we help
Different situations, same standard of care
Individuals
Coverage options built around your needs and budget.
Families
Find coverage that works for the whole household.
Self-Employed Professionals
Flexible options beyond traditional employer coverage.
Business Owners
Coverage solutions for you, your family, or your team.
The difference
Why work with an independent broker?
We work for you
We’re not tied to one insurance company, so the conversation starts with what fits you — not what one carrier wants to sell.
More options in one place
Compare Marketplace, private health, and supplemental coverage without bouncing between multiple agents.
Clear answers, no insurance jargon
Understand the real differences in cost, networks, deductibles, and coverage before you choose.
Support that doesn’t end at enrollment
Have someone you can actually reach when questions come up, coverage changes, or it’s time to review your plan.
5-Star Client Reviews
What people say afterward
“Spears & Co. has been a life saver, thank you so much for your help”
“Very easy to work with. Didn’t push me and I felt comfortable choosing my plan”
“Amazing help. Wasn’t a pushy sales man. Was there for me and my needs. Highly recommend Spears & Co.”
“Aidan is great. He took the time to walk me through all my options and found a plan that really fit my needs. He doesn’t just care about the coverage, he’s built a genuine relationship with me along the way.”
“Aidan helped get me approved for a private PPO plan that saved me over $300/m compared to last year. Very sharp, highly recommend.”
“Very genuine, made everything make sense and always answers fast.”
“Spears & Co. made the process very simple and stress free. Always there when I have questions.”
“Being self employed Aidan found an awesome PPO option that fits my needs.”
“Made the process so simple and easy and walked me through everything, highly recommend.”
“Helped my family get good coverage that we’re not overpaying for, very easy to work with.”
“Aidan is a great young man. He made a the process feel seamless and was there for our needs. Was great connecting with him.”
About Spears & Co.
Insurance should feel personal.
Spears & Co. was built to make finding coverage simpler. Our licensed brokers compare options from multiple carriers, explain the differences clearly, and help you choose coverage that fits your needs. And our relationship doesn’t end after enrollment — we’re here when you need us.
Book a Call
Questions, answered.
Not sure where
to start?
Tell us what you’re looking for and we’ll help you narrow down your options.